PASSIVE PORTFOLIO MANAGEMENT:

In the passive management portfolio we use only broad based low cost exchange traded funds (ETFs) to structure a client specific portfolio.  This option is good for clients that want optimal returns without paying high fees.

ACTIVE PORTFOLIO MANAGEMENT:

In the active management portfolio we will look at valuations and prospects of different asset classes, industry sectors, and individual securities before structuring a client-specific portfolio.  We invest in individual common stocks that satisfy the following criteria in this portfolio:

• we understand the economics of the underlying business and the competitive landscape

• durable competitive advantage

• honest and capable management

• an attractive valuation

• consistent high returns on total assets or return on equity over a long period

• end markets with positive long-term economic fundamentals

• low leverage (borrowing)

• innovative

• focus on operational excellence

• delight their customers

• human resources focused, and

• opportunities to reinvest retained earnings at high rates of return.

This portfolio is good for clients that already have a large diversified index or mutual fund portfolio but wants exposure to individual stocks or alternative asset classes.

CORE + SATELLITE PORTFOLIO MANAGEMENT:

The Core + Satellite strategy utilizes both passive and active portfolio strategies to tailor a portfolio to the client's needs. This options is good for individuals that still need to build a broad based diversified portfolio but also wants exposure to individual stocks and alternative asset classes.

FEE ONLY FINANICAL ADVISER

PORTFOLIO MANAGMENT

The portfolio management fee is assessed per the following fee schedules based on the selected investment strategy:

Please visit the Contact tab above to book a free introductory meeting.